Terms and Conditions
Welcome to https://balwantpro.com
By accessing or using this Website, you agree to comply with these Terms and Conditions. Please read them carefully before using our services.
1. About BalwantPro.com
BalwantPro.com is owned and managed by Balavant Khelge, a qualified finance professional with a B.Com and MBA in Financial Accounting and 2 years of experience with LIC (Life Insurance Corporation of India).
This Website publishes educational content on credit cards, loans, and tax financial planning for readers primarily in the United States.
Our goal is to provide trustworthy, research-based financial information that helps users make informed decisions.
2. Acceptance of Terms
By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and Disclaimer.
If you do not agree with any part of these terms, please stop using this Website immediately.
3. Use of Website Content
All content, including text, graphics, blog posts, images, and other materials on BalwantPro.com, is for informational and educational purposes only.
You may not:
- Copy, reproduce, or distribute our content without prior written permission.
- Use the Website for illegal or harmful purposes.
- Post false, misleading, or offensive comments.
Violating these conditions may result in restricted access or legal action.
4. No Financial or Legal Advice
The information provided on BalwantPro.com is not intended as professional financial, tax, or legal advice.
While we strive to ensure accuracy, Balavant Khelge and BalwantPro.com make no guarantees regarding completeness or reliability.
Always consult a certified financial advisor or tax professional before making financial decisions.
5. Affiliate Disclosure
Some pages on this Website may contain affiliate links.
This means we may earn a small commission if you purchase products or services through these links — at no extra cost to you.
Affiliate partnerships do not influence our editorial content.
All recommendations are made based on personal experience, research, and relevance to our readers.
6. Google AdSense and Advertising
We use Google AdSense and other ad networks to serve advertisements.
Ads displayed on our Website are controlled by third-party ad servers that may use cookies to personalize ad content.
For more information on how Google uses data, visit:
7. External Links
Our content may include links to other external websites.
We are not responsible for the accuracy, privacy practices, or content of those external sites.
Visiting external websites is at your own risk.
8. Limitation of Liability
BalwantPro.com and Balavant Khelge shall not be held liable for any loss, damage, or inconvenience resulting from:
- Use or misuse of the information provided on this Website
- Errors, omissions, or outdated data
- Interruption or unavailability of services
Use this Website at your own discretion and risk.
9. Intellectual Property Rights
All materials, including articles, designs, and graphics on BalwantPro.com, are the intellectual property of Balavant Khelge, unless otherwise stated.
Unauthorized reproduction, copying, or redistribution is strictly prohibited.
10. Termination of Use
We reserve the right to suspend or terminate user access to the Website without prior notice if any of these Terms are violated.
11. Changes to Terms
We may revise or update these Terms and Conditions periodically.
The most recent version will always be available on this page, with the updated date displayed at the top.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.
However, since the Website targets a USA audience, we also comply with relevant U.S. advertising and privacy standards.
13. Contact Information
If you have any questions or concerns regarding these Terms, please contact:
📧 balvantkhelge8@gmail.com
🌐 https://balwantpro.com
14. Author Bio
Balavant Khelge is a finance blogger with a B.Com and MBA in Financial Accounting and 2 years of experience at LIC.
He specializes in credit cards, personal loans, and tax financial planning, creating educational content for USA readers.
His mission is to simplify complex financial topics and help readers achieve better financial awareness and stability.